Welcome to LTC Marketplace
We can meet anyone's long term care needs with the LTC Marketplace of products
Long-Term Care with Life Insurance
Your individual 30 day enrollment window begins the date you begin the application and obtain a quote. No medical exam is required during this special enrollment period only.
Traditional Long Term Care
High levels of long term care coverage available. Full medical underwriting is required with this plan.
Short-Term Care
To be eligible for this plan you must be between the ages of 50-89. More liberal underwriting even in older ages and affordable for most budgets.
Traditional Long Term Care and Short-Term Care plans require a consultation with a licensed representative and may not be available in all states.
WA Cares Act
In 2019 the State of Washington legislature introduced a bill that imposes a payroll tax of 58 cents for every $100 of income, with no cap, to create a LTC Trust for all w-2 employees. The goal is to reduce the current burden on the state Medicaid budget, which pays the majority of LTC claims. Washington State allowed for an opt out if a citizen purchased a private long term care policy. Fifteen other states are considering similar legislation. It is important to educate yourself now. Once the legislation is in place, you most likely will not have the opportunity to opt out of the tax.
Educational Sessions Calendar
AFGE is proud to introduce voluntary Guaranteed Issue Long Term Care with Life Insurance.
Your individual 30 day enrollment window begins the date you begin the application and obtain a quote.
There are no medical exams required for members aged 19-70 if you apply during your individual enrollment period. Members age 71-80, spouses and significant others can apply with just a few health questions.
